Fintech · Custom software
Installment Management System
A private web app that tracks customers, installment sales, collections and defaulters, with WhatsApp receipts and reports.
View case studyDemo on request
Financial Software Development
Financial software development for lenders, retailers and finance teams
Off-the-shelf finance tools rarely match local rules or the way you sell. We build secure software for installments, leasing, lending, invoicing and point of sale, shaped around your process.
What we build
Installment & lease management
Plans, schedules, collections and overdue tracking.
Loan & microfinance systems
Applications, approvals, disbursement and repayments.
POS & inventory
Fast billing, stock control and branch reporting.
Invoicing & accounting
Invoices, receipts, ledgers and tax-ready reports.
E-invoicing integration
Connect to e-invoicing APIs such as ZATCA where required.
Payment reminders
Automatic SMS, email and WhatsApp reminders and receipts.
Why Flikow
Accuracy first
Every amount traceable with audit logs and role-based access.
Built for your rules
Profit, fees, penalties and schedules the way you calculate them.
From real projects
Our installment management system for a retail shop is the base we build on.
Technologies
- Laravel
- Node.js
- SvelteKit
- Next.js
- PostgreSQL
- MySQL
- SQLite
How we work
Discover
A short call to understand your goals, users and constraints. You get a written scope and estimate.
Design
Wireframes and a clickable prototype, so you see the product before it is built.
Build
Weekly releases you can test, with code in your own repository from day one.
Launch & support
Go-live, training and ongoing improvements, with backups and monitoring in place.
Related work
Frequently asked questions
What kind of financial software do you build?
Installment and lease management, loan and microfinance tools, POS and inventory, invoicing and accounting systems, and custom finance dashboards.
Is financial data secure?
We use role-based access, audit logs, encrypted connections and regular backups, and keep data on your own servers or cloud.
Can the software follow our own calculation rules?
Yes. Down payments, profit or markup, fees, penalties and schedules are configured to match how you work.
Can you integrate with e-invoicing or payment gateways?
Yes. We integrate payment gateways and e-invoicing APIs, such as ZATCA in Saudi Arabia, where your business needs them.
Have a project in mind?
Tell us what you want to build and we will reply with clear next steps.